How to handle my investments now

Many of you are asking:

So what should a small investor do while all this is playing out?

1. If you have a 401K at work continue to contribute, but ensure that your contributions are going into a solid money market (now that they are FDIC insured) for now.

2. Watch the price of oil as it is now a proxy for the stock market. Under $90 a barrel, oil will track well with the stock market, over $100 a barrel oil will begin to run counter to the stock market as it begins to have a negative impact on the market.

3. As the market slowly begins to deteriorate after the election, you can begin a small reallocation of your monies to buy as the market goes down. Yes, that's right, buy as the market goes down since your equal amount of money (see dollar cost averaging) will buy more stock as the price goes down. This way you don't have to try and time the market and try to pick the bottom.

4. Look into several ETF (exchange traded funds) for such things as the QQQQ (the NASDAQ), the SPY (for the SP 500), and the DIA (for the DOW). These ETFs are ways of playing the entire market without having to pay for mutual fund expenses or "under performing" mutual fund management. It spreads your risk across the entire market without having to time or sector time.

5. Don't panic, yet. Until the full implementation of the socialist agenda (over the next 8 years), you should be able to grow your nest egg unless BHO and his Pelosi/Reid/Frank crew in Congress change the rules too much.